Flexible Spending Accounts

Healthcare Spending Account

This plan allows the employee to use pre-tax salary dollars for health care expenses. In order to qualify for the pre-tax deduction, please review IRS qualifications at IRS website*. The Healthcare Spending Account can only be utilized if the employee is enrolled in the PPO health plan. Under this plan, the employee makes a contribution to a spending account each pay period. Reimbursement is made to the employee when a claim with appropriate documentation is submitted for an eligible health care expense not covered by insurance. Reimbursement claims are processed at the local Human Resources office. The annual limit is $5,000, however the employee must estimate expenses carefully. If there is a remaining balance at the end of the year, the funds will no longer be available and cannot be rolled over to the next calendar year. The contribution amount is chosen when selecting other insurance plans during the newly benefit eligible enrollment process. This amount cannot be changed throughout the year unless the employee experiences a qualifying status change. Employees must elect to participate in the plan during each Open Enrollment period to participate for the following calendar year. Reimbursements can be requested by completing the Flex Spending Health Care Form and submitting to Human Resources.

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Dependent Care Spending Account

Under this plan, the employee is able to be reimbursed for qualified dependent care expenses, such as child care and day care fees, with before tax dollars. The Dependent Care Spending Account can be utilized regardless of the medical option that the employee selects. The total amount of money the employee may contribute is limited to $5,000 per year. Care must be provided in a licensed or registered facility. In order to qualify for the pre-tax deduction, please review IRS qualifications at IRS website . If there is a remaining balance at the end of the year, the funds will no longer be available and cannot be rolled over to the next calendar year. The contribution amount is chosen when selecting other insurance plans during the new hire enrollment process. This amount cannot be changed throughout the year unless the employee experiences a qualifying status change. During the annual Open Enrollment period, employees can change their contributions for the upcoming calendar year. Reimbursements can be requested by completing the Flex Spending Dependent Care Form and submitting to Human Resources.